Cost is one of the first things families think about when considering orthodontic treatment. At RuCo Orthodontics, we make it a point to give you clear, honest answers about what treatment will cost before you make any decisions.
Orthodontic pricing is notoriously opaque. Many practices don’t publish costs, give vague answers during consultations, or wait until a patient is emotionally committed to treatment before walking through the numbers. That approach puts families in an uncomfortable position and makes it harder to plan.
At RuCo, the cost conversation happens early and happens clearly. Before treatment begins, our team reviews your insurance coverage, explains exactly what is and isn’t covered, and walks you through your out-of-pocket costs and payment options. No vague estimates, no last-minute surprises.
Being in-network means RuCo has a contracted relationship with your insurance provider, which typically results in lower out-of-pocket costs for covered services compared to seeing an out-of-network provider. Many dental insurance plans include orthodontic benefits, particularly for patients under 18, and some plans also provide partial coverage for adult orthodontic treatment.
Our team will verify your specific benefits before your first appointment and walk you through exactly what your plan covers, what the annual or lifetime maximum is, and what your estimated out-of-pocket responsibility will be. If you’re unsure whether your plan includes orthodontic coverage, bring your insurance card to your consultation and we’ll look it up for you.
Common insurance plans we work with include most major PPO dental plans. If you have questions about a specific plan, contact our office and we’ll confirm your coverage before you come in.
Even with insurance, orthodontic treatment represents a meaningful investment for most families. RuCo offers flexible payment plans that allow families to spread the cost of treatment over time so that getting started doesn’t require paying everything upfront.
During your consultation, our team will present you with payment options that fit your budget and walk you through how each one works. The goal is to make sure cost isn’t the reason a family delays treatment they need or wants.
We also accept CareCredit, a healthcare financing option that allows patients to pay for treatment over an extended period, often with low or no interest promotional periods depending on the plan chosen.
HOW IT WORKS AT RUCO
If you provide your insurance information when you schedule, our team will verify your orthodontic benefits before your first appointment so we're ready to walk you through the numbers when you arrive.
After Dr. Gala or Dr. Baston completes your exam and walks you through treatment options, our team will present a clear breakdown of the total treatment cost, what your insurance is expected to cover, and what your out-of-pocket responsibility will be.
If you'd like to spread payments over time, we'll walk you through available payment options and help you choose the one that makes the most sense for your budget. There's no pressure to decide on the spot.
Once you're comfortable with the cost and payment plan, treatment can begin. From that point forward there are no hidden fees or unexpected charges. The cost presented at your consultation is the cost of your treatment.
Common Questions About Orthodontic Insurance and Financing
The best way to find out is to call the member services number on the back of your insurance card and ask specifically about orthodontic benefits. You can also bring your card to your consultation at RuCo and our team will verify your coverage for you.
The cost of orthodontic treatment varies depending on the type of treatment, the complexity of the case, and your insurance coverage. Most cases fall within a range that our team will walk you through clearly during your consultation. We don’t publish flat-rate pricing because it wouldn’t be accurate for every patient, but we will give you an exact number based on your specific case before you leave your first appointment.
Many insurance plans that cover braces also provide benefits toward clear aligner treatment. Coverage varies by plan, and our team will verify your specific benefits before your consultation so you know exactly what applies to your situation.
Patients without insurance are welcome at RuCo. Our team will walk you through the full cost of treatment and the payment options available so you can make a decision that works for your budget. Many uninsured patients find that flexible payment plans make treatment very manageable on a monthly basis.
Most treatment plans at RuCo involve an initial payment followed by monthly installments. The specifics depend on the total cost of treatment and the payment plan you choose. Our team will walk through this in detail during your consultation so there are no surprises
Still have questions? Call (615) 625-6900—we’re happy to help!
